5 Things to Know About Your Child’s Personal Injury Case

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Winters and Yonkers
Winters and Yonkers
In an uncommon scenario of a child personal injury case, every parent should be familiar with some basic rules that will be applicable. Given that a minor’s mental capacity is generally not on the same level as that of an adult person, there is a handful of differences that will be applicable to how a potential lawsuit might be approached. Nonetheless, one should always spend an adequate amount of time researching potential law firms. This will help differentiate between those offices with a reputable track record, Winters and Yonkers for example, and some that may not have been so successful thus far.

Timeframe Allowed

Statue of limitations is not the same for personal injury cases with adults and children. Although there is a clear lack of federal laws that guide states on this matter, children usually have more time to decide if they want to sue somebody who may have caused them physical harm. Many states do this by giving the child all the years needed for them to turn 18 or 21. This provides them with a period necessary to reach mental maturity and make a decision of such ramifications. For adults, on the other hand, rules usually limit someone to two or three years. Meaning, if the personal injury claim is not presented within this period, the claim will become useless as too much time has passed. This law was created to prevent people from filing claims decades after an incident. After all, it would be impossible to properly prosecute these matters in light of all the evidence being outdated.

The Child Does Not Make the Claim

One of the most important things that people should know about these type of cases is that children will not be making any claims. For example, if a minor in Florida is hurt during school hours because their professor was neglecting them, the only one who can bring some legal action is the guardian. Law utilizes the term guardian as some children will be raised by parties who are not their biological parents. Nonetheless, a mother or a father will be suing someone in 90 percent of the cases. Ultimately, it would be fairly ridiculous to ask a 10-year-old to find a personal injury attorney Tampa.

Not Everything Benefits the Child

Since the guardian is the one taking care of the child, they will be entitled to some compensation from the defendant. When the personal injury requires medical attention or long-term treatments, the parents will probably have to cover the cost. Since this is the case, the parent can sue the perpetrator for the funds that they had to spend and, consequently, recover them through compensatory damages. Of course, there is a lot of grey area when it comes to this particular topic. To ensure that it is properly addressed, one should only utilize well-versed firms like Winters and Yonkers alongside other seasoned professionals.

The Standards Differ

As one may expect, courts will not hold children to the same standards as they will most adults. In order for someone to prove that the child was not caused harm due to some type of negligence, they will have to prove that the minor comprehend his actions as well as potential consequences. Most states have implemented rules where certain age groups are immediately disqualified from such assumptions. For example, Virginia does not consider anyone under the age of seven to be able to fully comprehend consequences of their actions. Thus, if an adult is doing a claim on behalf of their child, they should understand their advantage in the fact that the victim will not be treated as rigorously when it comes to the burden of proof.

Payments Might be Restricted

Not counting the compensation that will cover medical bills, a lot of the damages might be restricted until the child turns 18 or 21. So, regardless of how good someone’s personal injury attorney Tampa may be, there is no way to win millions of dollars in settlement and immediately push them into the hands of the guardian. The courts view this matter through the eyes of the child. That means that all the benefits will have to be aimed at the minor who was injured. Thus, even though parents are entitled to a certain portion of the funds, the child should be given ultimate control over the vast majority of them. The only shortcoming, however, is that the child will not be presented any part of the compensation until they are deemed mentally capable. In most states, that is when they reach 18 years of age. If the courts allow it, the parents will sometimes take control over the funds in order to put them into a trust where the child is the beneficiary.

mom blogger

How Bloggers Can Monetize Their Blogs by Become a Direct Sales Rep

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Chrissy Weems

Chrissy Weems

With online business opportunities growing exponentially, many individuals have come to a conclusion that one of the easiest and most profitable ways to earn money on the internet is through blogging. Blogging has become a go-to solution for people who want an alternate path in contrast to the rigid 9-5 that most of us are used to.

The dilemma about blogging is, it’s a fairly competitive business model. If you can think of almost any topic, there exists a blog about it. Being unique is key, but this is just one component. There are different ways how bloggers make money online, and here is a concise review of the most common revenue sources:

Common Ways for Bloggers to Make Money Online


1. Ad Revenue

When a blog gets a significant amount of traffic, the blogger can place some ads by signing up to programs such as Google Adsense or Mediavine. The advertiser pays the blogger through the program.

2. Affiliate Marketing

Through the use of affiliate links, bloggers can recommend a product through their posts. Once a reader clicks on the link and a purchase is made, the blogger gets a portion of the earnings.

3. Selling own products or services

There are many bloggers offering services online such as building websites, making graphics or freelance writing. They can also sell their own courses on varying topics of expertise such as dating advice, making money online, diet tips or business strategies.

Since a lot of bloggers are already doing these income-earning strategies, it is quite difficult to penetrate into the market without having a competitive edge. There is one, however, least explored revenue source that can be done without having too much competition, and that is through Direct Sales.

According to online entrepreneur Chrissy Weems, being a blogger and a Direct Sales Representative is a profitable way to earn money. This is because you are selling a product that has a strong demand, and has been tested over time. The idea is simple: you find a reputable company and sell their products through the use of your blog.

If you are interested to find out the specific steps on how to make money as a blogger=slash-direct sales representative, read on further.

5 Steps for Bloggers to Make Money By Being A Direct Sales Representative


Step 1: Find a Company or Business with Best-Selling Products

Have you tried a product before that was so good, you felt like you had to recommend it to your friends? It could be a health supplement. It could be a beauty product. Or it can even be an insurance policy that you trust. Whatever it is, look up the company’s information online, and find out if that company has positive reviews.

Step 2: Ask if there is a membership price or a wholesale price

Before blogging about a product or a service you’re interested in, it is important to find out if they have a membership price. For example, Avon thrives through direct sales by offering members a discounted price and giving catalogs for direct sellers to use with the retail price on it. This allows the Avon sellers to have a profit from the markup given. If the margins are desirable to you, then that’s time you sign up for membership or buy in bulk.

Step 3: Write a Blog Post About the Product

The best kind of blog posts is either specific product reviews or informational topics that can help your readers solve a problem. So for example, your product are Baby Goods, you can make a blog post titled “4 Ways to Make Your Baby Sleep Longer”, and from then on recommend your products.

Step 4: Place a Call to Action

The Call-to-Action is considered the “next step” that a reader should take after reading your blog. It could be buying a product from your online store, emailing you, or signing up for your newsletter. Whatever your strategy is to have the sale of the product, place it along on your blog.

Step 5: Seal the Deal

After the reader goes through the call-to-action step, you can now seal the deal by responding to the email, sending a newsletter with your products, or setting up your online store to receive payments.

Chrissy Weems believes that blogging as a direct sales representative is a good marketing strategy. Compared to cold-calling potential clients, blogging has the ability to reach a wider market with less work. Aside from that, processes such as receiving payments, shipping orders and even sharing the information to a larger market can be automated digitally. All it requires is a few skills in writing and using keywords that search engines can look into.


3 Reasons Why Kalu Yala is a Perfect Place for Student Immersions

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If you are a student who has a dream of traveling and finding a place to have your immersions, you might want to consider a village called Kalu Yala, located in the mountains of Panama. The village is ideal for students who are studying environmental sciences, social sciences, and other related courses because it operates through the principles of sustainable living and environmental-friendly practices. Before we discuss the reasons why this is a good place for your future immersions, here is a short background about the village.

What is Kalu Yala?

It is a village located in Trez Brazos Valley, offering a study abroad program for students who want to experience living in a sustainable town. The program was offered since 2010, which allows students to conduct research on subjects such as sustainable living practices, agriculture, biology, and business. They hope to equip and inspire students on the things they can learn through living in the village and apply them in their own communities as well. If you are interested to know more, below are the 3 reasons why this small town in Panama is a perfect place for your immersion activities.

3 Reasons to Enroll in the Study Program

  1. Learning about sustainability practices

Through the experience, students will be able to understand systems that create sustainable living in terms of agriculture, construction, waste management and finding energy resources. They will be able to experience and observe the system itself and think of ways on how to apply it in their own homes, in their future practice, or even in their community after the program. Students will be able to understand the step-by-step processes of how one can source materials or energy locally, and at the same time balancing this give-and-take system to prevent scarcity.

  1. On-hand experiences

They say that the best teacher in life is the experience. This is especially true for students who decide to be involved in the village’s immersion program. They are able to experience the sustainable way of life if similar communities were to be made in the future. Additionally, as students are given the chance to observe, they are also provided with opportunities to develop their critical thinking skills on helping the system improve. Perhaps there is an idea that they want to execute. This is possible through the immersion and will be a gratifying experience to a student who knows he or she was able to contribute to the village as well.

  1. Immersion in Panama culture

If the South American culture is something that interests you, you should consider the village’s study program. Although it is considered a remote village, it is still very accessible to many places in Panama. Aside from learning the indigenous landscape of Panama, you will also gain experiences exploring the city, if you wish, before or at the end of your immersion program. Panama is a beautiful country with a rich culture, many natural resources, and beautiful landmarks to discover. The town is very accessible to Panama city, which is only 50 minutes away. Additionally, it is even closer to the main airport, which is only 15-20 minutes away. Having the opportunity to discover Panama and its beauty may also be something you want to put on your bucket list while going through the program.

Instead of going only through theoretical views about life in a different place, why not experience it yourself? If you are a student who wants an experience of a lifetime, while carrying with you valuable lessons on sustainable living and culture, then a study program in this village would be a good choice.

Education Guest Post

A Comprehensive Guide To Pediatric Dentistry For Parents With Young Children

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There are differences between your family dentist and a pediatric dentist. Many of us think every dentist holds the same qualifications but you might want to consider learning about pediatric dentists to know that indeed, these are professionals who have more skills when it comes to techniques ideal for the oral dental care of kids. The procedures used by pediatric dentist are adopted from general dentistry and help to offer dental care to kids.

The profession is focused on infants and adolescents, who require special care, so pediatric dentists are better equipped to provide dental services to your kids. Karl Jobst Grove OK is an expert in dentistry and he expounds on the role of pediatric dentists in ensuring your children access quality dental care.

How is a pediatric dentist different from a family or general dentist?

Put simply, pediatric dentists are pediatricians who are trained for the dentistry field. While family or general dentists usually provide solutions for all your oral care needs, they lack the advanced skill that is required to administer dental care that is specific for young children. The advanced educational qualifications that pediatric dentists hold is what sets them apart from general dentists, and this makes them the best option when you want to ensure your children receive the best oral care.

After graduating from the general four-year dental course, pediatric dentists take another 2-3 years of specialty training, commonly referred to as residency training. During the three years of residency training, pediatric dentists receive extensive knowledge to become experts who are able to work on the unique needs of children, infants, and teenagers. Therefore, pediatric dentists only administer treatment to kids, not adults.

Why it’s advisable to take your kids to a pediatric dentist

Although you have a family dentist, you might also need to consider seeking the services of a pediatric dentist for the sake of getting your children quality dental care. A regular dentist is also able to treat your kids, but that is not the best decision when you can take your kids to a professional who is equipped to specifically deal with dental issues affecting children. Pediatric dentists are trained to deal with all kinds of oral health needs and can also offer emotional and psychological support.

When should the first appointment with a pediatric dentist be?

The most recommended time to take your child for the first visit to a pediatric dentist is around the first birthday or when the first tooth appears, normally between 6 and 12 months old. In this phase, you could begin cleaning the gums of your baby using a soft toothbrush to prevent caries. It is very necessary to take your child to a pediatric dentist in this age bracket as this allows the professional to look for any early signs of oral problems. Additionally, your child is made to become comfortable around a dentist.

How often should your child see a pediatric dentist?

You should observe routine appointments, which often come every six months. These checkups are meant to prevent the development of cavities and other dental problems. Your dentist will advice on the frequency of visits based on the oral health needs he will identify. The bottom line is to ensure you never skip appointments and this way your child will never have dental issues.

Guest Post Lifestyle

Lifestyle Tips To Help You Reinforce Your Finances And Live Happier Life

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Happiness in life is a function of different variables, financial management being one of them. Having control of your finances, therefore, is the first step to achieving the peace you have always desired to have. Money controls a lot of things in our lives including health and wellness; lack of it at any point in life could impact the overall nature of life, and this is one of the things you need to focus on managing well so you can be assured of a future that is bearable and free of frustrations. Here are lifestyle tips you should embrace to have better financial management and consequently achieve a happier life.

Confirm your beneficiary designations

Whether old or young, there are high chances that you have life insurance or a retirement plan. That’s perfectly in order, but it could be true that you have never bothered to check who will inherit the money. In many cases, clients discover very late that the policies they have are tied to a family member who is already deceased or even an ex-spouse, and in worse cases a blank line. What you don’t want to happen is to leave either of your children (if you have any) in tussles over who is the designated beneficiary of your wealth. Knowing they will be rightfully allocated the money is also a source of joy and contentment.

Don’t do your own taxes if not skilled

It may sound like paying someone to help you file your taxes is wasting your money, but what is really wasting your money is trying to embrace a role you are certain is not within your professional domain. If you don’t understand how to go about it, it is most advisable to hand over that role to someone who understands the ever-changing tax laws, and this is to avoid fines that could emanate from making the wrong entries or following a procedure that is no longer valid.

Such small mistakes are what will cost you huge losses, so simply paying someone to help you file your taxes could save you the agony of having to try to reverse a process that you initiated before learning how things are done.

Plan your child’s educational expenses right from birth

Children grow quickly and before a long time, you will be confronted with questions about school fees and other needs that a school going kid deserves. If not prepared well, this could be a detrimental source of frustration in your life, so to prevent such from occurring it is advisable to start planning immediately your kid is born.

Even saving as little as $50 dollars every month for your newborn could give the kid a smooth educational journey because you will effortlessly afford to cover his/her college tuition, which means you will protect your child from taking up credit that could prove a big impediment to progress.

Understand your risk tolerance

If you want to know which types of projects you should embrace, you need to assess risk then look at your tolerance of the same. Most people who have loans they are not able to repay are suffering a deterioration of their health because of frustrations in life, and this is something you need to watch out for. If you already have a loan or debt pending repayment, you could do better if you hired professionals like Nationwide Debt Direct, who will help negotiate the repayment of the debt. These experts also protect you from the wrath of debt collectors, who in some cases might seize your property until you are able to clear outstanding debt.

Guest Post Prepardness

My Patriot Supply Shares 4 Ways That Anyone Can Be More Prepared For An Emergency

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It can seem a bit overwhelming to try to think of everything that you should do to prepare for an emergency. Many people ignore the issue all together, just because they think they can’t do a thorough job and so do not even get started. Instead, why not starting small in order to move in the right direction? Here are four things anyone can do to get started.

1. Plan Your Evacuation Route

It only takes a few moments to prepare think about and discuss with others your emergency evacuation route. During the day, family members are often in separate locations. If everybody knows what evacuation routes are expected, it will be easier to find each other in the event of an emergency. An evacuation route plan from your home is a good place to start, and eventually (since this only takes a moment or two to figure out) you can have routes figured out from all of the places that you spend your time: the office, gym, relatives’ houses, and schools. Think about the most probable type of emergency for your location, and then make your plan according to that. If you live in a flood zone, an evacuation route would take you to a higher elevation. If you live in an area effected by wildfires, than an evacuation route would be designed to take you out of high risk fire zones.

2. Pack A Small Kit

When it comes to preparing for a disaster, there are many levels. Even if you hesitate to put together an extensive kit that will last for months, you could start with a small kit for twenty dollars or less that would make a big difference in the case of an emergency. My Patriot Supply offers an excellent one, which only costs $18.95 and is a good first step in anyone’s journey into preparing for emergencies. This kit is good for people who are just starting to learn about emergency preparedness, or would also be good for an individual who loves to hike, camp, or boat. This sixteen piece set includes essential items for the case of an emergency: compass, fire starter, expandable towel, blanket, and knife. Everything comes inside a BPA free water bottle that can easily be packed along with other gear. This is a great place to start out as an emergency prepper, because it only takes up the space of one water bottle!

3. Know How To Communicate

One simple step that anyone can take to start getting prepared for emergencies is to think about how you will communicate. Have an extra cellphone charger and battery on hand. Write down important phone numbers on a piece of paper, laminate it, and keep it somewhere safe. In the age of cell phones many of us rely completely on an external device to remember numbers for us. By writing down your numbers you ensure that you will be able to use someone else phone to call your loved ones, if your phone fails to work. This seems like a small step, but taking a few moments to do this can make a big difference. If a disaster area is contained, and you can safely get out of it, you will desperately want to communicate with others once you are in a safe zone. You might have access to a phone after a time, and you want to be able to use it.

4. Gather Some First Aid Supplies

Do you have a first aid kit in your bathroom? Chances are, you have all of the items but have not taken the time to consolidate them into one easily accessible kit. Take the time to do this, and you will be one step closer to being properly prepared for an emergency! You might not even need to purchase anything new. Gather what you have and make temporary supplies of any medications that you take on a regular basis. In the case of an emergency, it is difficult to think of all of the little details! Eventually you will want to expand this kit to include things that are specific to emergencies, like snake bike kits and thermal blankets. You can take a look at some of the items offered at My Patriot Supply in order to get educated about what you will need.


Secrets About Scholarships No One Is Telling You About

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Many students graduate with more than $20,000 student loan debt, which amounts to a liability they have to settle at some point. If given other options, these students would opt for financing that does not force them to leave behind heaps of debt. Scholarships come on top of the list of financing options that students prefer for the simple reason that this is like a reward so you won’t have to refund. Before you apply for a scholarship, here are secrets no one will tell you.

You don’t need to be a genius or athlete

There’s a widespread misconception that for one to win a scholarship, he/she has to be a genius or a successful athlete. Indeed athletes get preferred for scholarships for the simple fact they are a profit to the sponsor, but this should not discourage you from applying for a scholarship. What sponsors are most interested in is your drive and vision and this is something you can showcase without necessarily coming out as an athlete or a super genius. While drafting your application make sure to enumerate your vision and what you feel you can achieve if given the opportunity. Groza Learning Center gives you a list of popular scholarships you could apply and the process is simple.

Start early

All scholarships are given within a timeline and only those who submit their applications within the deadline set can qualify. To increase your chances of winning a slot in the scholarship, you need to send your application early for consideration. A suggestion you could embrace is applying during your final year in high school. At this time, there are many scholarships that you can apply that will help you to pursue your dream course. If you fail to get in one year, you should not lose hope because the scholarship is open the next year, so even if you will have joined college you still will be eligible.

Don’t stop sending applications

Many people wish they knew this early, probably while in college. Students often convince themselves that once they get into college applying for a scholarship gets over, but this is not necessarily the case since there are many opportunities that you could use to access funding for your college education. Don’t despair even if your applications fail to return what you expected. Do it many times to increase your chances of getting approved. Browse through Groza Learning Center to choose your preferred scholarship.

You can use scholarships for more than tuition

If you managed to settle most of your college tuition using a scholarship, congrats! This, however, doesn’t mean you cannot do anything beyond that. Some scholarships allow you to only cater for your school fees, but there are others that include textbooks, parking passes, dorm room supplies, software and computer equipment to mention a few things. Before sending your application for a scholarship, you can review what the sponsor will be offering you so you can understand what to expect eventually.


Simple Steps On How To Find The Perfect Engagement

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An engagement ring offers you a chance to take your love life to the next level, and this is one of the things you want to get right. You should pay attention to making the right choice and choosing a ring that will appeal to your lover. There are many types of rings in the market and to choose the right ring, you need information about the preferences and ideas exhibited by your partner. Most importantly, you should choose the quality that will reiterate her value in your life. Below are easy steps you can use to get the perfect engagement ring.

Browse on Pinterest

The web offers many directories like Inspired Silver where you can view types of engagement rings. There is also a lot of information about different types of rings that you can use while choosing a ring for your lover. Pinterest is one of the platforms where you will find all types of engagement rings and most of these rings are posted by jewelers, so you have a chance to interact with them to know about types of rings. They can also share information about the best types of rings to choose for your engagement.

Observe her personal style

What she chooses to wear could give you hints about what types of rings she loves. Look at her overall style at work, in social gatherings and at home and you will notice a consistency in her choice of jewelry. You can then base your ideas on the theme she loves to choose an engagement ring that will make her to feel appreciated and loved. This may look subtle but in most cases it works perfectly by offering one clues on what to buy for his lover.

Consider her size

Another nightmare men face while searching for engagement rings is size. It appears like a small detail until you get into a situation where you need to buy an engagement ring for your lover. Depending on the type of ring design you pick for her. It can prove challenging to resize a ring. It can also be disappointing to send her the wrong size, so to find out her size, pick one of the rings she wears then take the size before going out to shop for an engagement ring. If she does not wear rings, you can wait until she sleeps then measure her finger using a string.

Your budget

The amount you have reserved for buying the ring should also guide you to make the right choice. A small budget should not necessarily discourage you from getting a good engagement ring. Just shop around and while at it ask the jeweler to show you the kinds of rings you can get with your budget. You will realize there are many options at your disposal that you can go for. You can also get advice on what to choose while searching, so share all the information you have with the jeweler to get a perfect engagement ring for your partner.

Guest Post

How to Travel the World with a Peanut Allergy

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The Food Allergy Research & Education, FARE reports that over three million people are allergic to peanuts in the US. Children are more prone to peanut allergies than adults and therefore require more consideration during travel.


It is important to plan ahead when traveling the world if you are allergic or are in the company of someone who is allergic. Consider language barriers, popular local cuisine and access to emergency healthcare facilities during travel. Historically, peanuts are from South America. Today, they are a common delicacy across the globe. Let us examine popular destinations around the world and how friendly they are to visitors with peanut allergies.

Low-Risk Destinations

Native English speaking destinations are low risk. This includes the US, Canada, Australia and New Zealand. You can easily read the ingredients on the label or menu to know if peanuts are included. In addition, it is easy to convey the nature of your allergy to restaurant staff and also avoid establishments that may pose a threat.

Europeans are not big on peanuts in their diet. Similarly, Japanese cuisine rarely involves peanuts. If you suspect peanuts are on the menu, use your translation cards to ensure you have a great experience.

South America is where you would expect to find peanuts in most meals but this is also an oddball. While it is farmed in commercial quantities, it is hardly used as an ingredient in popular cooking. Thailand is especially tourist friendly. You can find a multitude of restaurants geared towards the western traveler with low risk of exposure, save for select local cuisines.

Destinations Where Peanuts are More of a Concern

While peanuts are not part of popular culture in India, other tree nuts such as cashew nuts are common. Africa, on the other hand, is a mixed bag. Over a dozen countries such as South Africa, Zimbabwe, and Kenya have English as the official language. This removes the communication barrier and makes it easy to navigate around great cuisine. Do some research if you are headed to a non-English speaking destination.

However, if you are jetting off to Southeast Asia or China, spend an extra minute planning your trip. Do not starve or live in fear while on vacation in Southeast Asia. There are safe restaurant choices everywhere especially the large cities. Even off the beaten path, you can find restaurants where English is spoken and western meals are served.

Myanmar represents the oddball in Asia. Peanuts are farmed here and prevalent in meals. Consider using translation aids when dining here to overcome the language barrier. Similarly, rural China is also a hard nut to crack. The language barrier is huge and peanuts are used in meal preparation. You may want to keep off local delicacies, but that should not stop you from enjoying the great sights. Major cities are however low-risk as the language barrier is minimal.


A little extra thought put into the trip prep will help you avoid unpleasant experiences. Be sure to have your first-aid kit ready with the essentials to quickly take care of a reaction in case one occurs. Check out Dr. Summit Shah’s online portal or the FARE website for top tips on managing peanut allergies during travel.

Art Discusses Art Industry Economics and the Impact of Modern Technology

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Creditupdates artwork


It is indeed a rare circumstance in which so few are able to exert so much influence on the economy of an entire industry, but such is frequently the case with the art industry. This is because of the longstanding system in which wealthy patrons are able to essentially manipulate the art market in whatever manner they choose, but the power they now wield over the market is far less than it once was. As is the case with many things, which would be likely to point out, technology has played a central role in the manner in which the art economy now functions. Of course, this is not the first time that a new technological development has played a critical role in the art world.

Perhaps the most famous instance of technology’s immediately widespread impact on the art world occurred in the mid-1800s. Through the use of photography, artists suddenly had easy access to images that could be utilized in the production of all kinds of artistic works. While some of the masters of the time period were hesitant to take advantage of the prevalence of photographic imagery — or were at least hesitant to admit to taking advantage of its sudden prevalence — others happily utilized photographs in all manner of projects, many of which are now regarded as unquestioned masterpieces and are on display in galleries all over the world.